Claims Analysis
Total Claims: 11
Claim 1
Independent Claim
137 words
A system for determining whether a requested transaction is authorized, comprising a portable verification device to be carried by a user, said device comprising a housing, data processing and storage circuit means inside said housing; a keyboard for providing monodirectional first transaction data to said circuitry and a first optical transceiver exposed through said housing for providing bidirectional second transaction data to said circuitry; a console at a point of transaction location, including a receptacle for receiving said verification device, a second optical transceiver within said receptacle position to establish an optical communication link with said first optical transceiver, said receptacle including means for maintaining said first and second optical transceivers in proper optical registration with each other and means responsive to keyboard entered data and stored data for establishing transaction authorization data on said optical link.
Claim 2
Independent Claim
137 words
A system for determining whether a requested transaction is authorized, comprising a portable verification device to be carried by a user, said device comprising a housing, data processing and storage circuit means inside said housing; a keyboard for providing monodirectional first transaction data to said circuitry and a first optical transceiver exposed through said housing for providing bidirectional second transaction data to said circuitry; a console at a point of transaction location, including a receptacle for receiving said verification device, a second optical transceiver within said receptacle position to establish an optical communication link with said first optical transceiver, said receptacle including means for maintaining said first and second optical transceivers in proper optical registration with each other and means responsive to keyboard entered data and stored data for establishing transaction authorization data on said optical link.
Claim 3
Dependent Claim
53 words
The system of claim 1, wherein said circuit means of said verification device includes means for storing identification data entered by an authorizing institution, first comparator means for comparing keyboard entered identification data with said institution entered identification data and means responsive to said first comparator means for generating a first validation signal.
Claim 4
Dependent Claim
48 words
The system of claim 2, wherein said circuit means of said verification device includes means for storing an account balance, second comparator means for comparing keyboard entered transaction data with said stored account balance and means responsive to said second comparator means for generating a second validation signal.
Claim 5
Dependent Claim
28 words
The system of claim 1 or 2 or 3 wherein said verification device includes printer means responsive to said circuit means for printing verification data on a voucher.
Claim 6
Dependent Claim
32 words
The system of claim 4, wherein said printer means includes a recess formed in said housing for receiving said voucher, and a printer head within said recess positioned to contact said voucher.
Claim 7
Dependent Claim
45 words
The system of claim 5 wherein said printer means includes a pivotable bar member defining one side of said recess, electric switch means operated by said bar member and driver means responsive to said switch means and said circuit means for energizing said printer head.
Claim 8
Dependent Claim
13 words
The system of claim 6, wherein said printer head is a thermal printer.
Claim 9
Dependent Claim
28 words
The system of claim 1, wherein said verification device includes display means exposed through said housing, and means responsive to said circuit means for energizing said display means.
Claim 10
Dependent Claim
60 words
The system of claim 1, wherein said first optical transceiver is positioned on a lower surface of said housing and said second optical transceiver is positioned on an exposed surface of said receptacle, said first and second optical transceivers being axially aligned with each other and blocked from view by said housing when said housing is seated within said receptacle.
Claim 11
Dependent Claim
19 words
The system of claim 9, wherein said first and second optical transceivers are operative in the infrared frequency range.