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US4423316A Expired / Lapsed US ⏱️ 0.0 years remaining

Automatic banking system

Assignee: Omron Corp
•
Filing: 1981-09-17
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Granted: 1983-12-27
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Expires: 2001-09-17
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Abstract

Abstract An automated banking system in which registered numbers, each associated with a pair of transferer/transferee accounts, are stored in a file. To transfer funds a key is operated designating that a registered number is stored and the number then entered. The entered and stored numbers are then compared and the transaction authorized.

Inventors

  • 👤 Zyunzi Sano
  • 👤 Hideki Maeda

Bibliographic Details

Application Number —
Jurisdiction US
Data Source google_patents
Last Synchronized 2026-10-23 13:46
CPC Classifications
G; G07; G07F; G07F19/00; G07F19/20; G07F19/201

Claims Analysis

Total Claims: 9
Claim 1
Independent Claim 96 words
An automatic banking system comprising registered number file means for storing data as to transferer's and transferee's accounts as a registered number for each pair of transferer and transferee account, selecting means for being selectively actuated by a user to designate if a transferee's account is registered in said registered number file means, input means for entering a registered number, and means for searching said registered number file means to find the transferee's account corresponding to said registered number entered through said input means by the user and read detailed data of said found transferee's account.
Claim 2
Dependent Claim 96 words
An automatic banking system comprising registered number file means for storing data as to transferer's and transferee's accounts as a registered number for each pair of transferer and transferee account, selecting means for being selectively actuated by a user to designate if a transferee's account is registered in said registered number file means, input means for entering a registered number, and means for searching said registered number file means to find the transferee's account corresponding to said registered number entered through said input means by the user and read detailed data of said found transferee's account.
Claim 3
Dependent Claim 31 words
An automatic banking system according to claim 1, wherein said system consists of a transaction terminal and a center unit, said registered number file means being comprised in the center unit.
Claim 4
Dependent Claim 16 words
An automatic banking system according to claim 1, wherein said input means is a ten-key keyboard.
Claim 5
Dependent Claim 26 words
An automatic banking system according to claim 1, wherein said input means is a card reader for reading a registered number recorded on a user's card.
Claim 6
Dependent Claim 39 words
An automatic banking system according to claim 1 further comprising means for if said selecting means is activated to designate that the transferee's account is not registered, allowing data about the transferee's account to be entered by the user.
Claim 7
Dependent Claim 50 words
An automatic banking system according to claim 1 further comprising sensing means for sensing if a print end mark is printed on a voucher and printing means for if said sensing means does not sense the print end mark, printing transaction data and a print end mark on the voucher.
Claim 8
Dependent Claim 24 words
An automatic banking system according to claim 1 further comprising means for verifying the genuineness of a voucher to be printed with transaction data.
Claim 9
Dependent Claim 36 words
An automatic banking system according to claim 1, wherein said system including a transaction terminal operated by a user, said terminal including means for holding a plurality of vouchers to be taken out by the user.

References Cited (Backward Citations)

US3896290A Cited
US3943335A Cited
US4134537A Cited
US4270042A Cited
US4172552A Cited
US4321672A Cited

USPTO Annuity & Maintenance Windows

Annuity Stage Window Opens Payment Deadline Surcharge Period Until Estimated Fee Status
3.5 Years (Year 4) 1986-12-26 1987-06-27 1987-12-27 $2000.00 Window Closed / Lapsed
7.5 Years (Year 8) 1990-12-26 1991-06-27 1991-12-27 $3760.00 Window Closed / Lapsed
11.5 Years (Year 12) 1994-12-26 1995-06-27 1995-12-27 $7700.00 Window Closed / Lapsed

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