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US3920979A Expired / Lapsed US ⏱️ 0.0 years remaining

Electronic check writer

Assignee: Individual
•
Filing: 1973-10-19
•
Granted: 1975-11-18
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Expires: 1993-10-19
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Abstract

Abstract A personal check accounting unit includes an alphanumeric keyboard for entry of transaction data including an alphabetic portion and a numeric portion. The transaction data is stored and a calculator unit responds to the numeric portions to operate thereon to compute balance data. A memory receives and stores the output from the calculator, and print means is actuated in response to entry of the alphanumeric data for printing a verification thereof along with the contents of the memory. In one aspect, a check pack holder is attached to the printer, and an electrical storage unit in the pack powers the print means to print the quantity of checks in the pack.

Inventors

  • 👤 Jack S Kilby
  • 👤 Robert F Schweitzer
  • 👤 John Mccrady

Bibliographic Details

Application Number —
Jurisdiction US
Data Source google_patents
Last Synchronized 2026-10-23 04:39
CPC Classifications
B; B41; B41J; B41J3/00; B41J3/36; G; G06; G06C; G06C7/00; G06C7/09

Claims Analysis

Total Claims: 23
Claim 1
Independent Claim 108 words
A portable electromechanical check writing unit implemented electrically by integrated semiconductor circuits, comprising: a. an alphanumeric keyset for entering alphanumeric data to said circuits for use on a check, b. a first storage means in said circuits for storing said data, c. a function keyset to manually command a checking operation, d. calculator means in said circuits operable in response to storage of a numerical part of said data to compute a new balance, e. a second storage means in said circuits for storing said new balance, and f. a printing unit including means for automatically printing a copy of contents of said first and second storage means.
Claim 2
Dependent Claim 108 words
A portable electromechanical check writing unit implemented electrically by integrated semiconductor circuits, comprising: a. an alphanumeric keyset for entering alphanumeric data to said circuits for use on a check, b. a first storage means in said circuits for storing said data, c. a function keyset to manually command a checking operation, d. calculator means in said circuits operable in response to storage of a numerical part of said data to compute a new balance, e. a second storage means in said circuits for storing said new balance, and f. a printing unit including means for automatically printing a copy of contents of said first and second storage means.
Claim 3
Dependent Claim 143 words
A portable electromechanical check writing unit implemented electrically in integrated semiconductor circuits, comprising: a. an alphanumeric keyset for entering alphanumeric data to said circuits for use on a check, b. a function keyset to manually command a checking operation, c. a first storage means in said circuits for storing said data, d. a second storage means in said circuits for storing a balance, e. a calculator means in said circuits operable in response to storage of a numerical part of said data and to a balance in said second storage to compute a new balance, and f. a printing unit including a first means for automatically printing a copy of contents of said first and second storage means and a second means for automatically printing selected portions of said alphanumeric data upon a check blaank in response to actuation of said function key.
Claim 4
Dependent Claim 143 words
A portable electromechanical check writing unit implemented electrically in integrated semiconductor circuits, comprising: a. an alphanumeric keyset for entering alphanumeric data to said circuits for use on a check, b. a function keyset to manually command a checking operation, c. a first storage means in said circuits for storing said data, d. a second storage means in said circuits for storing a balance, e. a calculator means in said circuits operable in response to storage of a numerical part of said data and to a balance in said second storage to compute a new balance, and f. a printing unit including a first means for automatically printing a copy of contents of said first and second storage means and a second means for automatically printing selected portions of said alphanumeric data upon a check blaank in response to actuation of said function key.
Claim 5
Dependent Claim 43 words
The check writing unit as set forth in claim 2 wherein said printing unit includes: a. a common conveyor upon which said first and second printing means are mounted, and b. electromagnetic means to automatically step said conveyer to index said printing means.
Claim 6
Dependent Claim 25 words
The combination of claim 3 in which dual drive means are coupled to said conveyor to move said printing means in opposite directions during printing.
Claim 7
Dependent Claim 13 words
The combination of claim 3 in which said conveyor is a bead chain.
Claim 8
Dependent Claim 154 words
A portable checking unit implemented electrically in integrated semiconductor circuits comprising: a. a continuously powered memory in said circuits for storing an account balance code, b. an input keyset for entering input data to said circuits for use in connection with issuance of a check, c. a function key to manually command a checking operation, d. a first storage means in said circuits for storing said input data, e. calculator means in said circuits operable in response to storage of a numerical part of said data and to said balance code to compute a new balance, f. a second storage means in said circuits for storing said new balance, g. display means for repeatedly and automatically utilizing contents of said second storage means to provide a continuous display of said new balance, and h. means in said circuits operable upon actuation of said function key to store said new balance in said powered memory.
Claim 9
Dependent Claim 154 words
A portable checking unit implemented electrically in integrated semiconductor circuits comprising: a. a continuously powered memory in said circuits for storing an account balance code, b. an input keyset for entering input data to said circuits for use in connection with issuance of a check, c. a function key to manually command a checking operation, d. a first storage means in said circuits for storing said input data, e. calculator means in said circuits operable in response to storage of a numerical part of said data and to said balance code to compute a new balance, f. a second storage means in said circuits for storing said new balance, g. display means for repeatedly and automatically utilizing contents of said second storage means to provide a continuous display of said new balance, and h. means in said circuits operable upon actuation of said function key to store said new balance in said powered memory.
Claim 10
Dependent Claim 127 words
A personal check writing unit which comprises: a. an alphanumeric keyboard for entry of transaction data including an alphabetic portion and a numeric portion, b. circuit means to store said transaction data, c. a calculator circuit responsive to said numeric portions to operate thereon, d. a store memory circuit for receiving and storing the output from said calculator, e. a pair of print means one of which is actuated in response to entry of said alphanumeric data for printing a verification thereoF, f. manual control means for actuating the second of said print means, and g. automatic circuit means responsive to said manual control means for applying selected portions of said alphabetic and numeric portions to said second pring means for producing a separate print out thereof.
Claim 11
Dependent Claim 127 words
A personal check writing unit which comprises: a. an alphanumeric keyboard for entry of transaction data including an alphabetic portion and a numeric portion, b. circuit means to store said transaction data, c. a calculator circuit responsive to said numeric portions to operate thereon, d. a store memory circuit for receiving and storing the output from said calculator, e. a pair of print means one of which is actuated in response to entry of said alphanumeric data for printing a verification thereoF, f. manual control means for actuating the second of said print means, and g. automatic circuit means responsive to said manual control means for applying selected portions of said alphabetic and numeric portions to said second pring means for producing a separate print out thereof.
Claim 12
Dependent Claim 134 words
A personal check writing unit which comprises: a. an alphanumeric keyboard for entry of transaction data including an alphabetic portion and a numeric portion, b. circuit means to store said transaction data, c. a calculator circuit responsive to said numeric portions to operate thereon, d. a store memory for receiving and storing the output from said calculator, e. a pair of printheads, f. means to actuate the first of said printheads in response to entry of said alphanumeric data for printing a verification thereof along with the contents of said store memory, g. manual control means for actuating the second of said printheads, and h. automatic means responsive to said manual control means for applying selected portions of said alphabetic and numeric portions to said second printhead for producing a separate print out thereof.
Claim 13
Dependent Claim 134 words
A personal check writing unit which comprises: a. an alphanumeric keyboard for entry of transaction data including an alphabetic portion and a numeric portion, b. circuit means to store said transaction data, c. a calculator circuit responsive to said numeric portions to operate thereon, d. a store memory for receiving and storing the output from said calculator, e. a pair of printheads, f. means to actuate the first of said printheads in response to entry of said alphanumeric data for printing a verification thereof along with the contents of said store memory, g. manual control means for actuating the second of said printheads, and h. automatic means responsive to said manual control means for applying selected portions of said alphabetic and numeric portions to said second printhead for producing a separate print out thereof.
Claim 14
Dependent Claim 88 words
A personal check writing unit which comprises: a. continuously powered storage means to store current balance data, b. an alphanumeric keyboard for entry of new transaction data, c. calculator means responsive to said transaction data and said storage means to calculate a new balance data, d. print means to present said new balance data for visual review, e. means to print said transaction data and said new balance, and f. means to enter said new balance in said storage means in response to printing of said transaction data.
Claim 15
Dependent Claim 88 words
A personal check writing unit which comprises: a. continuously powered storage means to store current balance data, b. an alphanumeric keyboard for entry of new transaction data, c. calculator means responsive to said transaction data and said storage means to calculate a new balance data, d. print means to present said new balance data for visual review, e. means to print said transaction data and said new balance, and f. means to enter said new balance in said storage means in response to printing of said transaction data.
Claim 16
Dependent Claim 165 words
A check transaction unit which comprises: a. pocket size case having an electronic module and a print module mechanically coupled together to form a container openable to expose operable elements of each said module, said print module having at least one printhead therein movable along a longitudinal track, b. a paper holder in said print module adapted to position a blank paper sheet adjacent to said print module, c. a first memory means of construction to store balance data over long periods of time, d. keyboard input means to input check transaction data, e. second memory means to store said transaction data, f. calculator means responsive to entry of said transaction data to the information in said memory to generate new balance data and store the new balance data in said first memory means, and g. means to couple said first memory means and said second memory means to said print module to print on said sheet said transaction data and said new balance data.
Claim 17
Dependent Claim 165 words
A check transaction unit which comprises: a. pocket size case having an electronic module and a print module mechanically coupled together to form a container openable to expose operable elements of each said module, said print module having at least one printhead therein movable along a longitudinal track, b. a paper holder in said print module adapted to position a blank paper sheet adjacent to said print module, c. a first memory means of construction to store balance data over long periods of time, d. keyboard input means to input check transaction data, e. second memory means to store said transaction data, f. calculator means responsive to entry of said transaction data to the information in said memory to generate new balance data and store the new balance data in said first memory means, and g. means to couple said first memory means and said second memory means to said print module to print on said sheet said transaction data and said new balance data.
Claim 18
Dependent Claim 138 words
In a check writer, the combination which comprises: a. an electronic calculator having a numerical keyboard input means, b. a fast clock connected to said calculator to control computations in said calculator, c. a slow clock, d. a multi element columnar printhead mounted for movement transverse of the column length, e. an alphabetic keyboard to energize elements of said printhead in accordance with alphabetic information entered by means of said alphabetic keyboard, f. means to energize said calculator and elements of said printhead in accordance with numerical data entered through said numerical keyboard and automatically in response to the output of said calculator resulting from calculation performed on data entered through said numerical keyboard, and g. control means to step said printhead at the rate of said slow clock upon actuation of any key in either said keyboard.
Claim 19
Dependent Claim 138 words
In a check writer, the combination which comprises: a. an electronic calculator having a numerical keyboard input means, b. a fast clock connected to said calculator to control computations in said calculator, c. a slow clock, d. a multi element columnar printhead mounted for movement transverse of the column length, e. an alphabetic keyboard to energize elements of said printhead in accordance with alphabetic information entered by means of said alphabetic keyboard, f. means to energize said calculator and elements of said printhead in accordance with numerical data entered through said numerical keyboard and automatically in response to the output of said calculator resulting from calculation performed on data entered through said numerical keyboard, and g. control means to step said printhead at the rate of said slow clock upon actuation of any key in either said keyboard.
Claim 20
Dependent Claim 122 words
A check transaction unit having an electronic portion and a printing portion mounted in a container comprising: a. a memory means of construction to maintain the contents over extended time periods, b. a keyboard input means including number keys and operation keys to input check transaction data, c. calculator mEans responsive to the entry of said transaction data and to the information stored in said memory means to generate new balance data, d. means to update the contents of said memory means with said new balance data, e. means to supply the new balance data to said printing portion of said unit, and f. means to print said new balance data on a paper positioned within said printing portion of said unit.
Claim 21
Dependent Claim 122 words
A check transaction unit having an electronic portion and a printing portion mounted in a container comprising: a. a memory means of construction to maintain the contents over extended time periods, b. a keyboard input means including number keys and operation keys to input check transaction data, c. calculator mEans responsive to the entry of said transaction data and to the information stored in said memory means to generate new balance data, d. means to update the contents of said memory means with said new balance data, e. means to supply the new balance data to said printing portion of said unit, and f. means to print said new balance data on a paper positioned within said printing portion of said unit.
Claim 22
Dependent Claim 32 words
A unit according to claim 12 wherein the memory means is an alterable permanent store electronic memory having a sustaining electrical supply separate from a supply powering the rest of the system.
Claim 23
Dependent Claim 40 words
A unit according to claim 12 wherein the calculator means is implemented in semiconductor integrated circuit means, and the data storage means is a semiconductor data storage unit having a continuous power supply separate from that of the calculator means.

References Cited (Backward Citations)

US3453601A Cited
US3739161A Cited
US3748452A Cited

USPTO Annuity & Maintenance Windows

Annuity Stage Window Opens Payment Deadline Surcharge Period Until Estimated Fee Status
3.5 Years (Year 4) 1978-11-17 1979-05-19 1979-11-18 $2000.00 Window Closed / Lapsed
7.5 Years (Year 8) 1982-11-17 1983-05-19 1983-11-18 $3760.00 Window Closed / Lapsed
11.5 Years (Year 12) 1986-11-17 1987-05-19 1987-11-18 $7700.00 Window Closed / Lapsed

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